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Your Top 10 Track Day Questions Answered

If you’re just discovering motorsports for the first time, you may have questions about Track Days. It’s a hobby that seems simple at first — having fun driving a fast car around a racetrack — then you realize it’s a bit more complicated. But not to worry. Today, we’re answering all your questions.

Here are your top 10 track day questions answered by

June 6th, 2023|Motorsports Insurance, Motorsports Tips|

Examples of Track Day Claims

What happens if your track day ends with a wrecked car? It depends a lot on what kind of insurance you have. Insurance from Lockton Motorsports exists to protect you from just such a risk.

Here are two examples of track day claims that illustrate what can happen when you’re out on the track and how we handle these kinds

December 12th, 2022|Motorsports Insurance, Motorsports Tips|

HPDE Guide to Personal Auto Policy Exclusions

“Always read the fine print” is good advice, especially when it comes to your personal auto policy. Ordinary car insurance covers your vehicle under a wide range of conditions, but it doesn’t cover everything. Quite often, a personal auto policy excludes coverage for HPDE, track days, time trials and other events where you take your car on a race track. Here’s a

April 22nd, 2022|HPDE, Motorsports Insurance|

Insuring Car Modifications with Agreed Value Basis

If you’re like many motorsports enthusiasts, your modified track car is one of a kind. It’s common to make modifications to your vehicle to get the best performance during HPDE, track days and time trial events. But how do you go about insuring car modifications?

But it can be difficult to explain the value these upgrades add when you’re talking to some insurers.

October 1st, 2020|Motorsports Insurance|

2019 in Review—What’s Changed and What’s Coming

As 2019 winds down, we can’t help but reflect on the past year. 2019 in review—We launched a new website, made policy improvements and partnered with Track Rabbit. All these exciting changes were centered around improving our offerings for you.

2019 in Review: New website

We know you want to purchase your insurance and get on with your event preparations, so

January 8th, 2020|Motorsports Insurance, Off-Track|

Additional Drivers Coverage during Track Days

Do you share your car at the track? Whether you share your car with your best friend, sibling, significant other or teammate, Lockton Motorsports has the coverage you need to protect your vehicle, even when multiple people drive it.

With an HPDE Insurance policy from Lockton Motorsports, two drivers are automatically covered at each event. This means you don’t have to buy a

July 12th, 2019|Motorsports Insurance|

About Lockton Motorsports

Insurance programs come and go, but Lockton Motorsports has successfully stuck around because we do things differently.  As one of the largest insurance program administrators in the country, we have the underwriting expertise to manage a stable insurance program that customers can count on. In our first 10 years of providing consistent and reliable insurance solutions to the motorsports community, we’ve paid

July 12th, 2019|Motorsports Insurance|

Purchasing Track Day Insurance

An insurance policy through Lockton Motorsports will ensure you have the right coverage for your car while participating in track day events. Our goal is to make it quick and easy to get the policy you need. Through Lockton Motorsports you can buy HPDE coverage up until the moment you drive your vehicle on the track. Simply purchase online and you will be

July 12th, 2019|Motorsports Insurance|

Personal Auto Policy Guide

Let’s be honest, reading your personal auto policy can be time consuming and confusing. However, it’s important to understand what coverage is being afforded to you. The truth is that most auto insurance companies have key exclusions that eliminate coverage when you take your car on a race track. At Lockton Motorsports, we’re committed to making sure you have the protection you

July 12th, 2019|Motorsports Insurance|

Autocross + Off-Track Coverage

Autocross + Off-Track Insurance from Lockton Motorsports provides coverage on and off the track for an entire autocross season.

This annual policy will cover physical damage to street-licensed or non-street licensed vehicles on the course. It also includes protection off the track for your trailer, parts and other race-related equipment while in transit, storage or the paddock.

This policy also has

July 12th, 2019|Motorsports Insurance|