OFF-TRACK INSURANCE

Even when your car’s off the track, it’s still on our radar.

Off-Track Insurance covers your dedicated track or race car, with optional coverage for trailer and other equipment and tools while in storage, in transit and in the paddock. These annual policies protect you from damage and theft.

Off-Track Insurance doesn’t cover street legal cars, nor does it cover your vehicle while on the track. (If your vehicle is street legal, Autocross Off-Track coverage below may be a better option—Autocross covers both street and non-street legal vehicles)

Applying for Off-Track Insurance couldn’t be faster or simpler: you can sign up online in minutes. 

WHAT'S COVERED

Physical damage while your car is being stored or transported

Trailer overturn

Damage during the loading or unloading process

Theft of your vehicle, trailer and equipment

OFF-TRACK QUICK QUOTE

$0/year

AUTOCROSS + OFF-TRACK INSURANCE

You navigate the course. We’ll make sure you’re covered.

Autocross + Off-Track Insurance provides coverage on and off the track for your entire autocross season.

This policy will cover physical damage to street-licensed or non-street licensed vehicles on the track as well as protection off the track for your trailer, parts and other race-related equipment while in transit, storage or the paddock.

This policy also has the option to cover non-street licensed vehicles off the track while in transit, storage or the paddock.

WHAT'S COVERED

Physical damage while your vehicle is participating in autocross events

Physical damage while your car is being stored or transported
(only applies to non-licensed vehicles)

Damage during the loading or unloading process

Theft of your vehicle, trailer and equipment

OUR POLICY?

Meeting your individual insurance needs

  1. HPDE Insurance

    Make sure your vehicle is covered when participating in a high-performance driver’s education (HPDE) event, including autocross and time trial.

  2. Off-Track Insurance

    This insurance policy provides physical damage coverage for your dedicated track vehicle, trailer, equipment and tools while stored or transported.

  3. Autocross Off-Track Insurance Coverage

    An all-in-one package covering equipment, parts, trailer and damage incurred during an autocross event. Equipment, parts and trailer must be entered to be covered.

  4. PCA Racing Insurance

    Coverage available for PCA Club Racing events. Rather than insuring the full vehicle value, participants have the option to purchase coverage to cover the typical damage sustained.

  5. Event Organizer Insurance

    Protect participants and yourself at your next event with insurance policies tailored to the needs of event organizers.

  6. Track Owner Insurance

    Safeguard your track, structures, business property and your income with comprehensive, competitively priced coverage.

  7. Collector Car Insurance

    Lockton Motorsports, partnering with industry-leader Chubb, provides maximum protection for your classic or collector car