Even when your car’s off the track, it’s still on our radar.

Off-Track Insurance covers your dedicated track or race car, with optional coverage for trailer and other equipment and tools while in storage, in transit and in the paddock. These annual policies protect you from damage and theft.

Off-Track Insurance doesn’t cover street legal cars, nor does it cover your vehicle while on the track. (If your vehicle is street legal, Autocross Off-Track coverage below may be a better option—Autocross covers both street and non-street legal vehicles)

Applying for Off-Track Insurance couldn’t be faster or simpler: you can sign up online in minutes. 


Physical damage while your car is being stored or transported

Trailer overturn

Damage during the loading or unloading process

Theft of your vehicle, trailer and equipment




You negotiate the course. We’ll make sure you’re covered.

Your autocross vehicle, trailer and equipment are also protected under our affordable Off-Track Insurance. When selecting this option, the policy provides coverage for your entire autocross season.

Autocross Off-Track Insurance is an annual policy that covers physical damage for your car, trailer, parts, and other race-related equipment.   Street-licensed vehicles are only eligible for on-track coverage during autocross events, and non-street licensed vehicles are eligible for both on-track coverage and off-track coverage that provide coverage while the vehicle is stored or being transported.


Physical damage while your vehicle is participating in autocross events

Physical damage while your car is being stored or transported
(only applies to non-licensed vehicles)

Damage during the loading or unloading process

Theft of your vehicle, trailer and equipment


Meeting your individual insurance needs

  1. HPDE Insurance

    Whether you participate in high performance drivers’ education (HPDE) events, autocross or time trial, ensure your vehicle is covered with on track insurance.

  2. Off-Track Insurance

    This insurance policy provides physical damage coverage for your dedicated track vehicle, trailer, equipment and tools while stored or transported.

  3. Autocross Off-Track Insurance Coverage

    This all-in-one track day insurance package covers your equipment, parts, trailer and damage incurred during an autocross event.

  4. Event Organizer Insurance

    Protect participants and yourself at your next event with insurance policies tailored to the needs of event organizers.

  5. Track Owner Insurance

    Safeguard your track, structures, business property and your income.

  6. Collector Car Insurance

    Lockton Motorsports, partnering with industry-leader Chubb, provides protection for your classic or collector car

Coverage is provided by AIX Specialty, an AIX Group company. Coverage may not be available in all states and is subject to actual policy terms and conditions. AIX Specialty is an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. [In all states other than Alabama, Massachusetts, North Carolina, New York and Ohio,] policy coverage forms and rates are not subject to regulation by the insurance department of your state of residence. Excess/surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer's insolvency. [Not available in New York.] Lockton Affinity is not an agent of AIX Specialty because surplus lines insurers are not permitted to appoint insurance producers.