3 Convenient Choices

Motorsports enthusiasts have needs. We have options.
Our HPDE Policy options provide on-track insurance that covers what standard auto insurance won't - damage to your car when you're participating in a HPDE, Track Day, or Time Trial event from the time you enter the grounds of a racecourse to the time you leave.



Street-licensed cars and non-licensed track or race cars

An Agreed Value basis to ensure that your vehicle is insured for the appropriate value.

Modifications you’ve made to your car

2 drivers at each event at no additional charge

Your instructor if he/she drives your car for demonstration laps

Liability is not covered


HPDE single-event policies provide physical damage coverage for your vehicle while you’re participating in a HPDE or track day event. It’s the perfect insurance solution if you participate in five events or less per year.


Lockton Motorsports now offers insurance that covers your car while you compete for the best lap time during an approved Time Trial event. 


  • 6
    Event Pack
    10% savings
  • 9
    Event Pack
    12% savings
  • 12
    Event Pack
    15% savings
  • 15
    Event Pack
    18% savings
We also offer annual HPDE insurance policy options that provide coverage at a discounted rate for multiple events in a policy year. Four different options allow you to choose a package that matches your level of activity in HPDE events.  This annual policy allows you to schedule covered events as your plans change throughout the season.  While our multi-event policy option provides significant premium savings for the avid enthusiast, it is important to know this is a fully-earned/non-refundable policy.  


Meeting your individual insurance needs

  1. HPDE Insurance

    Whether you participate in high performance drivers’ education (HPDE) events, autocross or time trial, ensure your vehicle is covered with on track insurance.

  2. Off-Track Insurance

    This insurance policy provides physical damage coverage for your dedicated track vehicle, trailer, equipment and tools while stored or transported.

  3. Autocross Off-Track Insurance Coverage

    This all-in-one track day insurance package covers your equipment, parts, trailer and damage incurred during an autocross event.

  4. Event Organizer Insurance

    Protect participants and yourself at your next event with insurance policies tailored to the needs of event organizers.

  5. Track Owner Insurance

    Safeguard your track, structures, business property and your income.

  6. Collector Car Insurance

    Lockton Motorsports, partnering with industry-leader Chubb, provides protection for your classic or collector car

Coverage is provided by AIX Specialty, an AIX Group company. Coverage may not be available in all states and is subject to actual policy terms and conditions. [In all states other than Alabama, Massachusetts, North Carolina, New York and Ohio,] AIX Specialty is an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. [In all states other than Alabama, Massachusetts, North Carolina, New York and Ohio,] policy coverage forms and rates are not subject to regulation by the insurance department of your state of residence. Excess/surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer's insolvency. [In all states other than Alabama, Massachusetts, North Carolina, New York and Ohio,] Lockton Affinity is not an agent of AIX Specialty because surplus lines insurers are not permitted to appoint insurance producers.